Home Loan
You’ll need Aadhaar/PAN for ID proof, address proof (like electricity bill or ration card), income proof (salary slip/ITR), and recent bank statements.
Most income and address documents should be issued within the last 3–6 months for validity.
Yes, you can upload scanned or PDF copies while applying online. Originals may be checked later during verification.
No worries. Our support team will guide you with alternate valid documents or help arrange the missing ones.
Mortgage Loan
A fixed-rate loan has the same EMI throughout, while an adjustable-rate loan may change as per market conditions.
A Home Loan is used to buy/build a house. A Mortgage Loan is taken against an existing property for personal or business needs.
Yes, mortgage loan funds can be used for education, medical, business expansion, or other personal financial needs.
Personal Loan
A personal loan can be used for medical needs, marriage, travel, education, or emergencies. It does not require collateral.
You should be 21+ years old, have a stable income, valid ID/address proof, and a good repayment history.
With complete documents, approval can take as little as 24–48 hours.
Student Loan
You’ll need admission proof, ID/address proof, academic records, and a co-applicant’s income proof (if required).
If you don’t have sufficient income, a parent or guardian can be your co-signer.
Yes, with a strong co-applicant (parent/guardian) having stable income, your student loan can still be approved.
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