EMI Calculator
The Aadhar Capital EMI Calculator allows you to estimate your monthly repayments before applying. By entering your loan amount, interest rate, and tenure, you can view an approximate repayment schedule. This tool is designed to help you understand your obligations clearly and choose a repayment plan that aligns with your budget.
Personal Loan Disclosure – Aadhar Capital
Interest Rate:
Annual interest starts at 7.99% p.a. and can go up to 12% p.a. based on credit profile.
Eligibility:
Loan approval requires full KYC and income validation.
APR Details:
Valid from 01 Jan 2024 – 31 Dec 2025
➤ Min APR: 7.9%
➤ Max APR: 12%
Includes interest, processing fee, and standard loan costs.
Repayment Terms:
Tenure: 12 to 120 months
*T&C Apply
Representative Example:
₹1,00,000 loan at 7.9% p.a. for 24 months:
EMI ≈ ₹4,543/month
Interest ≈ ₹8,242
Total Repayment ≈ ₹1,08,242
Why Choose Aadhar Capital?
- ✅ Loan Range: ₹50,000 – ₹20,00,000
- ✅ Interest Range: 7.9% – 12% p.a.
- ✅ Tenure: 12 months to 10 years
- ✅ Processing Fee: 2% of loan
- ✅ EMI Bounce: ₹590 per bounce
- ✅ No Pre-Closure Charges
- ✅ Transparent APR Disclosures
- ✅ 100% Digital & Paperless
- ✅ Trusted NBFC since 2017 (Navi Mumbai)
EMI Calculator
Total Interest
₹0
Total Repayment
₹0
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Grievance Redressal
Aadhar Capital is a financial services platform operated by AADHAR CAPITAL PRIVATE LIMITED, a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI), bearing Corporate Identity Number (CIN): U67190DL1995PTC071817.
We strictly follow RBI regulations and uphold ethical lending practices to protect and empower our customers. In accordance with RBI directives, we have established a dedicated Grievance Redressal Mechanism that ensures fair, transparent, and time-bound resolution of complaints.
If you have any issues, we encourage you to reach out. Our team is committed to addressing all concerns promptly, typically within 5 working days, as per RBI norms.
