A A D H A R

Documents & Eligibility

Eligibility Criteria

To apply for a loan with Aadhar Capital Finance, you just need to fulfill a few simple requirements. We keep the process clear, transparent, and hassle-free for everyone.

Age Criteria

  • ✔️ Minimum 21 years
  • ✔️ Maximum 60 years
  • ✔️ Valid ID proof required

Income Criteria

  • ✔️ Salaried: ₹15,000+ monthly
  • ✔️ Self-Employed: ₹2.5L+ annually
  • ✔️ Income proof documents

Employment Stability

  • ✔️ Salaried: 2 yrs experience
  • ✔️ Min. 1 year in current job
  • ✔️ Business: 3 yrs operation
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Your Trusted Partner in Financial Assistance

Minimum Loan Amount: Rs 50,000

Monthly Interest Rate: 1.2% Per Month

Minimum Repayment Tenure: Up to 12 Months

Maximum Repayment Tenure: Up to 10 Years

Minimum Loan Amount: Up To Rs 50,000

Maximum Loan Amount: Up To Rs 20,00,000

Processing Fees: 2% Of The Loan Amount

EMI Bounce Charge: Rs 590/- Bounce Charge#D8E28C

No Pre-Closure Charges

Annual Interest Rate: Approx. 7.99 To 12%

Why Choose Aadhar Capital Finance?

Flexible terms and reliable service

Documents Required

To apply at Dhanlaxmi Finance, applicants are required to submit specific documents for verification. For better clarity, these documents are grouped into three main categories.

Identity Proof

  • ✔️ Aadhaar Card
  • ✔️ PAN Card
  • ✔️ Passport
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Address Proof

  • ✔️ Electricity Bill
  • ✔️ Ration Card
  • ✔️ Driving License
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Additional Documents

  • ✔️ Passport-Size Photographs
  • ✔️ Age Proof Certificate
  • ✔️ Educational Certificates
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Your Finance Partner For Every Need Get Started Now!

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Grievance Redressal

Aadhar Capital is a financial services platform operated by AADHAR CAPITAL PRIVATE LIMITED, a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI), bearing Corporate Identity Number (CIN): U67190DL1995PTC071817.

We strictly follow RBI regulations and uphold ethical lending practices to protect and empower our customers. In accordance with RBI directives, we have established a dedicated Grievance Redressal Mechanism that ensures fair, transparent, and time-bound resolution of complaints.

If you have any issues, we encourage you to reach out. Our team is committed to addressing all concerns promptly, typically within 5 working days, as per RBI norms.

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